Download the Latest PA-Title-Insurance-Agent Dumps – 2026 PA-Title-Insurance-Agent Exam Questions [Q31-Q49]

QUESTION 31
An agent who collects money from an insured and holds it for payment to the insurer is

QUESTION 32
When issuing an Owner’s policy, encumbrances should be shown as

QUESTION 33
An insurer fails to promptly provide a reasonable explanation for the denial of a claim as a general business practice. This is considered to be

QUESTION 34
Which document is recorded in the recorder of deeds?

QUESTION 35
The Real Estate Settlement Procedure Act (RESPA), Section 8 violation that refers to a person giving or accepting a fee or “thing of value” for the referral of business is known as a

QUESTION 36
In 1990, Eddie granted to Bob an easement to cross Eddie’s land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

QUESTION 37
All of the following are considered valid monuments for the purpose of legally describing real property EXCEPT a

QUESTION 38
When insuring a mortgage where there are intervening liens that prevent the lender from holding first lien priority, such other liens may be

QUESTION 39
Which one of the following estates may NOT be insured under a title insurance policy?

QUESTION 40
A leasehold interest in real property ownership is

QUESTION 41
A licensee has violated a Pennsylvania insurance law. The commissioner CANNOT impose what penalty after the hearing?

QUESTION 42
To satisfy a mortgage of record, which of the following must be filed?

QUESTION 43
A state tax lien filed in the county where the taxpayer owns property is

QUESTION 44
A purchaser on a real estate contract has what interest in the subject property?

QUESTION 45
Which of the following can be licensed as a title insurance agent?

QUESTION 46
The effective date on a title commitment is the date

QUESTION 47
Which two elements should always be contained in an escrow agreement, specifically to protect the fiduciary and prevent lawsuits?

QUESTION 48
According to the Fair Credit Reporting Act, an insurer needs to do all of the following, EXCEPT

QUESTION 49
A waiver is defined as the